Farm Insurance Quote Forms
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Farm Insurance Information
Ranch & Farm Insurance
Big Spring, TX | Lubbock, TX
While ranches need the standard types insurance or coverage policies that other businesses need, they also need assurance that is specifically related to the business they run. Using home insurance or business insurance on a farm won’t work. Our farm insurance policies can not only benefit your company, but your well-being as well.
Crops, Livestock, and Equipment Covered
Some farms make all or most of their profits through the crops that they grow. When a disaster, such as a tornado, wildfire or flood strikes and the crops they depend on are devastated, coverage for your crops can reimburse them for the losses they face. Before buying farm insurance, it's vital that farmers submit an accurate representation of the planted acreage they have per unit. Should they underreport, they may not be reimbursed for all losses they could realistically experience.
Coverage for livestock is a multifaceted type of coverage with several different policy options. For example, farm owners can buy coverage for specific activities such as their livestock's transit or for auction market coverage; they may buy coverage for specific animals such as poultry coverage or pasture and dairy cattle coverage; or they may buy mortality insurance for animals with an especially high value to the farm such as a stud. Working with our agents, we can find farm insurance that will protect your livestock.
It takes a lot of specialized equipment to run a farm. From tractors to irrigation equipment, trailers to combines, these complicated expensive machines are fundamental to a farm’s ability to operate properly, efficiently and successfully. Farm insurance for the vehicles and machines on the farm will allow for reimbursement for certain losses and damages and can help keep you operational.
Workers Compensation Insurance in Lubbock, TX
Farms that employ people should also look at workers compensation insurance. Without this protection, they will be responsible for paying the medical expenses and lost wages of employees who are injured at work.
Working with Pirkle Weir on finding a farm insurance policy that's ideal for your business can make the process easier. If you're interested in having coverage to protect to your business in Big Spring or Lubbock, TX, give our office a call to hear coverage plans.
Learn More About the Types of Insurance That We Offer:
Automobile • Bonds • Business & Commercial • Farm • Flood • Homeowners • Life • Motorcycle • Recreational Vehicle • Renters • Boat